We excel at serving the senior market with final expense insurance. Join our community of driven agents and agency builders and learn how to create predictable income while protecting families.
Final Expense · Agency Building System
Build a legacy
while serving families.
HIG Network Final Expense Solutions gives you the training, tools, and leadership to start or scale a profitable final expense business.
30+ years serving agents
Field & telesales training
Proven agency building model
Watch Dr. Ted Wilson Sr., Founder and CEO of Universal Benefits.
Who We Serve
Agents & Agency Builders focused on final expense
How We Help
Step-by-step system + mentoring
Our Commitment
Training, support & long-term partnerships
For Clients
Connect with a HIG Network Agent
Our Method
We combine proven systems, mentorship, and ongoing support to help you win in the senior market.
5 Step Agency Building System
Targeted Approach
Success Building
Why Agents Choose HIG Network
Our leadership team of committed agency owners is united around one mission: helping you build a successful business and career in the final expense market.
Experience you can trust
Decades of combined experience focused specifically on final expense – we understand the senior market and how to serve it well.
Proven systems & mentoring
You're not starting from scratch. Plug into a clear system, active leadership, and a community of producers and builders.
Growth-minded culture
Whether you're writing business part-time or building a large agency, you'll have access to the training and support you need to grow.
What is Final Expense and who do we serve?
Many families are left with unexpected costs when a loved one passes away without coverage. Final expense life insurance helps cover funeral and related expenses so families can focus on what matters most.
We primarily serve seniors and their families, typically between ages 0–85, and we're often able to help even with existing health conditions.
As an agent, you're providing a simple, meaningful solution that brings peace of mind at one of life's most difficult moments.
Training & Success Stories
Hear directly from leaders and agents who are putting the system to work.
Universal Benefits Leadership
Hear more about the vision and values that drive our organization and the opportunity we offer agents.
Director Success Story
Jessica Parker of TPG Universal Benefits shares her experience and what's possible in the final expense space.
Cal & Renee Coakley Final Expense Success
Discover how this team built success serving families with final expense coverage.
Boot Camp Training Program
Meet the dean of our Boot Camp Training Program and see how we prepare new agents to get into the field quickly.
Our Difference
Experience & Leadership Sets Us Apart
Our leadership team of talented and committed agency owners is united in helping you build a proven, sustainable business in the Final Expense market.
Do you offer training to someone who has never done this?
Absolutely. Field training, telesales training, internal networking, as well as guidance on obtaining your life insurance license are all part of our support.
What is final expense insurance, and who is our target market?
Many people pass away without life insurance and leave the financial burden on their family. We offer final expense life insurance policies designed to help with funeral and related costs. In many cases we can insure people age 0–85, often even with existing health conditions.
Do you sell any other products?
Yes. While we specialize in final expense, we also offer life insurance and annuities and welcome people who already sell other financial products.
What experience is required?
None! No sales or prior work experience is required. We'll train you
regardless
of background.
We're looking for:
- Positive attitude
- Competitive nature
- Strong work ethic
- Self-starter and self-motivated
- Trainable and coachable
All we ask is that you're willing to obtain your insurance license.
Ready to grow with HIG Network?
Whether you're new to insurance or looking to scale an agency, we'd love to connect and show you how our system works.